5 currencies
Fiat Banking
EUR, USD, GBP, CHF, AED. SEPA, SWIFT, FPS, ACH.
● Limited invitations this month — closes in 48h 00m 00s
The Vision Bank
Invitations open
One bank for every asset class.
Fiat, crypto, credit, and yield — under one account.
Earn up to 12% APY. Borrow against crypto without selling. Bank globally with the service of a modern private bank.
4.9
from 12,000+ clients·180+ countries
As featured in
BloombergFinancial TimesReutersForbesThe Wall Street JournalCoinDesk
$4.2B+
Assets processed
Verified
$850M+
Loans originated
Verified
180+
Countries supported
99.99%
Platform uptime
Verified
24/7
Global markets
The app
One app. Every asset class.
EUR, USD, GBP, BTC, ETH, stablecoins — one balance, one statement, one relationship. Move between fiat and crypto in a tap.
- Real-time multi-currency balances
- Instant FX at 0.1% mark-up
- Send and receive on 20+ chains
Fees
Fees that don't punish you.
Private-bank service. Neo-bank pricing.
No monthly maintenance — on any account, including Private Banking. Transfers priced at network cost. Transparent FX. Real cash back on every card swipe.
- No hidden FX markups — one disclosed spread
- Free virtual and physical cards
- No inactivity or account-closure fees
- 24/7 concierge included on Private tier
$0
Monthly maintenance — personal, business & private
$1
Outgoing transfer — network cost only
$1
Incoming transfer — network cost only
0.1%
FX & crypto swap — from
5%
Card cash back — up to
$0
Minimum balance — ever
One account for fiat + crypto
Everything a bank should be — and everything crypto promised.
A single ledger across accounts, custody, exchange, lending, and cards. No app-switching. No reconciliation.
20+ assets
Crypto Wallets
BTC, ETH, USDT, USDC and majors across networks.
0.1% FX
Instant Exchange
Institutional liquidity, disclosed mark-up.
90% LTV
Crypto-Backed Loans
Borrow against BTC, ETH, and stablecoins.
12% APY
Earn Accounts
Institutional-grade yield on digital assets.
Daily
Staking
Rewards on supported proof-of-stake assets.
Flexible
Savings
Interest on fiat and stablecoin balances.
OTC desk
Treasury
High-volume execution for HNW and institutions.
Earn up to 12% APY
Put idle capital to work.
Generate yield on fiat and digital assets through institutional-grade earn and staking products.
12% APY
up to, eligible assets
Daily
reward accrual
Flexible
or fixed-term
Auto
compounding
Investment risk: Earn and staking products are not savings accounts and are not covered by deposit protection. Returns are not guaranteed. Digital assets are high-risk; do not invest more than you can afford to lose.
Borrow without selling
Unlock liquidity without touching your position.
Keep your upside. Access the cash. Transparent terms and institutional execution.
90%
up to, LTV
1.86%
from, APR
Instant
approvals
Use funds for
- Real estate
- Business expansion
- Portfolio leverage
- Tax-efficient liquidity
Loan benefits
- Instant valuation
- Flexible terms
- No forced liquidation
- Multi-asset baskets
Investment risk: Crypto-backed loans involve risk of collateral liquidation if asset values fall. Interest rates are variable. Not covered by deposit protection schemes.
Premium private banking
Banking that scales with your wealth.
Three tiers, one continuous relationship — from your first deposit to your family office.
Essential
For individuals entering digital banking.
- Multi-currency banking
- Spot exchange
- Virtual card
- Standard support
Premium
Most opened
For active investors needing higher limits and yield products.
- Earn & staking
- Crypto-backed lending
- Higher transaction limits
- Metal card
Private
For HNW individuals, family offices, and institutions.
- Dedicated relationship manager
- OTC desk access
- Bespoke credit structures
- Treasury services
Client voices
Trusted by founders, investors, and family offices.
“The only account I've found that treats my fiat and crypto with the same seriousness. The lending desk unlocked a property deal without touching my BTC.”
Alexandre M.
Founder & Investor
London · $2–5M
“Onboarding took an afternoon. My relationship manager knows my portfolio better than my prior private bank did after three years.”
Sophia K.
Family Office Principal
Zurich · $10M+
“Yield on idle stablecoins, instant FX for supplier payments, one statement. It's the operating account our treasury actually needed.”
Rahul D.
CFO, Tech Company
Singapore · $5–10M
Client quotes are representative and illustrative. Individual results vary. See risk disclosure.
Security & custody
Your assets secured to institutional standards.
Assets are safeguarded with regulated custody partners. Crime and custodial insurance coverage is available for eligible assets, subject to policy terms.
- Majority of digital assets held in offline cold storage
- Multi-signature authorization for sensitive transfers
- 24/7 transaction monitoring and fraud detection
- Device management and withdrawal whitelisting
- 2-factor authentication and biometric access
- Full compliance, KYC, AML, and audit logging
Cards & payments
Spend anywhere. Settle from any balance.
Vision Bank cards let you spend fiat or crypto at point of sale, online, and abroad — settled in real time from the balance you choose.
Virtual cards
Instant issuance for online and in-app spending.
Physical metal card
Premium tier card with metal finish and travel benefits.
Apple Pay & Google Pay
Add to your wallet in seconds and tap to pay.
Global ATM access
Withdraw cash worldwide with competitive FX.
Get started in 3 steps
From application to active in a single afternoon.
01
Apply online
Identity verification typically completes in minutes, not weeks.
02
Fund your account
SEPA, SWIFT, Fedwire, ACH, FPS — or transfer in crypto.
03
Start banking
Trade, earn, borrow, spend, and manage wealth globally.
$0 monthly$1 transfers0.1% FX5% cash backNo minimumsFree cards
Invitations close soon
Open the account modern wealth is built on.
Apply online in minutes. Verification typically completes the same day.